VMS-Hannover and Plenum Investments AG cooperate in the field of valuation of longevity risks (life insurance, life settlements) within the framework of an alternative risk transfer, in which the investor assumes the role of the insurance company. In return, the investor receives a regular premium, but also assumes the death risk. The policies taken over in this way are medically examined and evaluated.
Insurance-Linked Capital Management
Plenum Investments AG is an independent investment manager specializing in insurance risks for institutional and professional clients. Our core competence is the management of natural catastrophe, longevity risks and regulatory insurance capital.
We believe that the capital market will become the essential and responsible carrier of insurance risk in the long term.
Insurance-Linked Securities (ILS)
In the (re)insurance industry, alternative risk transfer by means of asset-backed risk coverage represents a sustainable growth trend. Investors take on the role of the insurance company by covering risks and receiving attractive premiums in return. Insurers mutate into policyholders who transfer risks to investors and pay them premiums in return. Investors thus gain direct access to insurance risks.
A special variant of insurance-based investments is investments in longevity risks. These include, in particular, the purchase of or trading in term life insurance policies (life settlements).